https://www.betterment.com/employees/resources Find out how to make the most of your 401(k) plan and start saving for your future. en Fri, 12 Dec 2025 14:52:37 GMT 2025-12-12T14:52:37Z en https://www.betterment.com/employees/resources/will-tariffs-affect-your-holiday-spending-this-year <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/will-tariffs-affect-your-holiday-spending-this-year" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/tariffs%20blog.png" alt="A person looking at an oversized gift. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>See how tariffs and inflation could raise holiday costs.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/will-tariffs-affect-your-holiday-spending-this-year" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/tariffs%20blog.png" alt="A person looking at an oversized gift. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>See how tariffs and inflation could raise holiday costs.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fwill-tariffs-affect-your-holiday-spending-this-year&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Thu, 06 Nov 2025 17:18:32 GMT ben.bakkum@betterment.com (Ben Bakkum, CFA, CFP® | Sr. Investment Strategist, Betterment) https://www.betterment.com/employees/resources/will-tariffs-affect-your-holiday-spending-this-year 2025-11-06T17:18:32Z https://www.betterment.com/employees/resources/catch-up-contributions-explained-new-roth-rules-starting-in-2026 <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/catch-up-contributions-explained-new-roth-rules-starting-in-2026" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B@W%20Roth%20requirement%20for%20catch-up%20contributions.png" alt="Person rolling a coin into a jar." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Starting in 2026, high earners must make 401(k) catch-up contributions as Roth contributions. Learn what this SECURE 2.0 change means for you.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/catch-up-contributions-explained-new-roth-rules-starting-in-2026" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B@W%20Roth%20requirement%20for%20catch-up%20contributions.png" alt="Person rolling a coin into a jar." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Starting in 2026, high earners must make 401(k) catch-up contributions as Roth contributions. Learn what this SECURE 2.0 change means for you.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fcatch-up-contributions-explained-new-roth-rules-starting-in-2026&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Mon, 03 Nov 2025 19:19:28 GMT robert.krupa@betterment.com (Rob Krupa, CPC | Head of 401(k) Compliance, Betterment at Work) https://www.betterment.com/employees/resources/catch-up-contributions-explained-new-roth-rules-starting-in-2026 2025-11-03T19:19:28Z https://www.betterment.com/employees/resources/betterment-401k-mutual-fund-lineup <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/betterment-401k-mutual-fund-lineup" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Mutual%20Fund%20NEW%20launch%20blog%20header-participant.png" alt="Betterment investment options. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Learn more about Betterment's curated lineup of low-cost mutual funds.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/betterment-401k-mutual-fund-lineup" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Mutual%20Fund%20NEW%20launch%20blog%20header-participant.png" alt="Betterment investment options. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Learn more about Betterment's curated lineup of low-cost mutual funds.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fbetterment-401k-mutual-fund-lineup&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Thu, 23 Oct 2025 17:33:35 GMT https://www.betterment.com/employees/resources/betterment-401k-mutual-fund-lineup 2025-10-23T17:33:35Z Josh Shrair | Investment Strategist, Betterment https://www.betterment.com/employees/resources/glide-path-target-date-fund <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/glide-path-target-date-fund" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Glide%20path%20blog%20header%20Final.png" alt="A person parasailing." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Learn how Betterment’s glide path guides your 401(k) from stocks to bonds—balancing growth and security as you near retirement.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/glide-path-target-date-fund" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Glide%20path%20blog%20header%20Final.png" alt="A person parasailing." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Learn how Betterment’s glide path guides your 401(k) from stocks to bonds—balancing growth and security as you near retirement.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fglide-path-target-date-fund&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Thu, 25 Sep 2025 19:31:49 GMT https://www.betterment.com/employees/resources/glide-path-target-date-fund 2025-09-25T19:31:49Z Betterment Editors https://www.betterment.com/employees/resources/cost-of-living-retirement <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/cost-of-living-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B2B%20Blog%20%20_%20%20Lifestyle%20considerations%20in%20retirement%20tweaks.png" alt="A man and woman at a road sign, looking both ways." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Follow these three steps to plan the retirement lifestyle you want.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/cost-of-living-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B2B%20Blog%20%20_%20%20Lifestyle%20considerations%20in%20retirement%20tweaks.png" alt="A man and woman at a road sign, looking both ways." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Follow these three steps to plan the retirement lifestyle you want.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fcost-of-living-retirement&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Tue, 16 Sep 2025 15:57:28 GMT https://www.betterment.com/employees/resources/cost-of-living-retirement 2025-09-16T15:57:28Z Betterment Editors https://www.betterment.com/employees/resources/how-to-make-tax-efficient-withdrawals-in-retirement <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/how-to-make-tax-efficient-withdrawals-in-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B@W%20Blog%20%20_%20How%20to%20make%20tax-efficient%20withdrawals%20in%20retirement%20-%20drawers%20only.png" alt="Drawers representing different types of retirement accounts. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Thoughtful planning around retirement withdrawals can help you retain more of your money, allowing for greater comfort and freedom in retirement.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/how-to-make-tax-efficient-withdrawals-in-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/B@W%20Blog%20%20_%20How%20to%20make%20tax-efficient%20withdrawals%20in%20retirement%20-%20drawers%20only.png" alt="Drawers representing different types of retirement accounts. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Thoughtful planning around retirement withdrawals can help you retain more of your money, allowing for greater comfort and freedom in retirement.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fhow-to-make-tax-efficient-withdrawals-in-retirement&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> 401(k)s 401(k) participants Taxes Mon, 11 Aug 2025 19:59:19 GMT https://www.betterment.com/employees/resources/how-to-make-tax-efficient-withdrawals-in-retirement 2025-08-11T19:59:19Z Betterment Editors https://www.betterment.com/employees/resources/claiming-social-security-retirement <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/claiming-social-security-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Image%20-%20Social%20Security.png" alt="Woman standing under a social security card umbrella." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>A short guide to understanding how Social Security works.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/claiming-social-security-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/Image%20-%20Social%20Security.png" alt="Woman standing under a social security card umbrella." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>A short guide to understanding how Social Security works.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Fclaiming-social-security-retirement&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Thu, 10 Jul 2025 13:28:37 GMT https://www.betterment.com/employees/resources/claiming-social-security-retirement 2025-07-10T13:28:37Z Betterment Editors https://www.betterment.com/employees/resources/-how-to-estimate-healthcare-costs-in-retirement <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/-how-to-estimate-healthcare-costs-in-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/image%20-%20healthcare.png" alt="Coins going into a medication bottle. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Retirement should be a time to enjoy life—here are five tips to ease the stress of planning for healthcare.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/-how-to-estimate-healthcare-costs-in-retirement" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/image%20-%20healthcare.png" alt="Coins going into a medication bottle. " class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Retirement should be a time to enjoy life—here are five tips to ease the stress of planning for healthcare.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2F-how-to-estimate-healthcare-costs-in-retirement&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Mon, 07 Jul 2025 15:01:26 GMT https://www.betterment.com/employees/resources/-how-to-estimate-healthcare-costs-in-retirement 2025-07-07T15:01:26Z Betterment Editors https://www.betterment.com/employees/resources/tips-for-retiring-in-a-volatile-market <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/tips-for-retiring-in-a-volatile-market" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/market%20volatility.png" alt="A couple meeting with a financial advisor" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>In this guide, we walk through what to do before and after retirement to help get the most of your retirement savings, especially in a down market.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/tips-for-retiring-in-a-volatile-market" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/market%20volatility.png" alt="A couple meeting with a financial advisor" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>In this guide, we walk through what to do before and after retirement to help get the most of your retirement savings, especially in a down market.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Ftips-for-retiring-in-a-volatile-market&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Tue, 27 May 2025 16:32:20 GMT https://www.betterment.com/employees/resources/tips-for-retiring-in-a-volatile-market 2025-05-27T16:32:20Z Betterment Editors https://www.betterment.com/employees/resources/front-loading-dollar-cost-averaging <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/front-loading-dollar-cost-averaging" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/401K%20strategies%20header.png" alt="One person diving in a pool, as one person steps in slowly." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Learn how front-loading and dollar-cost averaging work in a 401(k), and what factors to consider when planning your retirement contributions.</p> <div class="hs-featured-image-wrapper"> <a href="https://www.betterment.com/employees/resources/front-loading-dollar-cost-averaging" title="" class="hs-featured-image-link"> <img src="https://www.betterment.com/hubfs/401K%20strategies%20header.png" alt="One person diving in a pool, as one person steps in slowly." class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"> </a> </div> <p>Learn how front-loading and dollar-cost averaging work in a 401(k), and what factors to consider when planning your retirement contributions.</p> <img src="https://track.hubspot.com/__ptq.gif?a=5274572&amp;k=14&amp;r=https%3A%2F%2Fwww.betterment.com%2Femployees%2Fresources%2Ffront-loading-dollar-cost-averaging&amp;bu=https%253A%252F%252Fwww.betterment.com%252Femployees%252Fresources&amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "> Thu, 01 May 2025 16:36:08 GMT https://www.betterment.com/employees/resources/front-loading-dollar-cost-averaging 2025-05-01T16:36:08Z Betterment Editors